Smart Adulting: Resources Interviews & Guidance for Your Journey 

As an independent insurance broker and financial advisor, I love connecting with professionals who help families navigate life’s biggest transitions. I had the pleasure of speaking with Mitzie and Jerry Watson from Assisted Living Locators – MidCities DFW, who are dedicated to making senior care decisions easier.

Having cared for Mitzie’s mother through an Alzheimer’s diagnosis, they understand firsthand how overwhelming the process can be. Now, they guide families through senior living options—from independent living to memory care—at no cost, helping loved ones find the right care without the stress. Their Dementia Live experience also provides powerful insight into what it’s like to live with dementia, helping caregivers and family members better support their loved ones.

Our conversation reinforced an important truth: too many people wait until a crisis to think about long-term care. Education is key. Whether it's planning for senior placement or exploring long-term care insurance, the earlier you prepare, the more options you have.

Not all long-term care policies are "use it or lose it." Many provide flexible benefits, including options that combine LTC coverage with life insurance or annuities. The goal is to plan ahead—not just for seniors, but for anyone who wants to protect their family’s financial future.

👉 Need help with senior placement or long-term care planning? Let’s connect!